Protection provides peace of mind by protecting valuable assets in times of unexpected accident, sickness or involuntary unemployment. As well as mortgage and rent payments, the policy will protect other regular, provable, monthly commitments including insurances, loans, utility bills and council tax.
The plan is available to anyone over 18 and under 65 at the end date.
(All cover ends at the normal retirement age, which means the state pension age as defined by the Department of Work and Pensions, or the date you retire from work, or you receive an occupational pension, whichever comes soonest.)
Customers Must:
- Be working and have been for at least the previous 6 months
- Be in full time employment in the United Kingdom.
The aim is to be clear about what is and what is not covered. The main exclusions have been highlighted below. For further information and full details of all the exclusions, please see the policy conditions. The main exclusions include:
- Pre-existing medical conditions
- Voluntary unemployment
- Unemployment due to seasonal work.
- Claims arising from alcohol or drug related illness.