ISA’s explained
An ISA is an Individual Savings Account that shelters your savings from tax. A basic rate tax payer would normally lose 20% of their returns to the taxman and this increases for higher rate tax payers.
How much can I contribute?
Currently, in this tax year you can save £10,680 in to a Stocks & Shares ISA. Alternatively you can save up to £5,340 in a Cash ISA and the remaining balance of the £10,680 limit can be paid in to a Stocks & Shares ISA. Some examples of possible splits between Cash and Stocks & Shares are shown below:
What are my options?
Fully fund your £10,680 ISA limit and benefit from tax free returns. By transferring previous years ISA contributions in to our ISA you will give all your ISA savings the potential of great tax free returns over the longer term.
Quick Facts:
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